Floods

[vc commodore]

As the title suggests, how are our forum members fairing with the floods happening at this stage?

One member has previously posted, down the road from his place is a river that shouldn't be where it is....

I sincerely hope everyone is fine with no property damage...

 

[J_D 2.0]

It was ridiculous, I was here for the 2011 floods and I don’t remember 2011 being as bad just for the shear duration of the rain. It seemed like it was never going to stop.

I got out of it with a minor leak in the roof of the house, some minor flooding downstairs after sandbagging to prevent it being worse and my car carpet getting soaked from water coming in through the front door cards.

My heart goes out to all those who have lost everything. A lot of them were still fighting for compensation for the 2011 floods and hadn’t been able to fully rebuild and now they have lost everything again.

My manager at work was telling me about one of his friends who only just recently moved into a new house and they took delivery of a brand new car on Thursday. They now have a flooded house with about two foot of water through it and a car that went up to the roof in floodwater.

The real kicker though is that their flood cover on their car insurance didn’t take effect until 72 hours after they started the policy so now they will have to pay for a brand new car for the next 5 years that they don’t have because its now only good for scrap metal.

 

[Skylarking]

The real kicker though is that their flood cover on their car insurance didn’t take effect until 72 hours after they started the policy so now they will have to pay for a brand new car for the next 5 years that they don’t have because its now only good for scrap metal.

I‘d be taking that further as buying a new car and not being able to fully insure it on delivery can be considered unconscionable contract terms by a judge.

There is such an imbalance of negotiating power between parties especially in a take it or leave it contract which is a prime example in this case. And this is even more the case if the sale contract was done a week or weeks before with the delivery date o curing just before a storm rolled in…

Being contracted to take delivery but not being able to fully insure a vehicle is really fcuked up.

I wouldn’t be taking this lying down… I’d be asking for an internal review, making a complaint to AFCA and/or taking it to small claims court. Heck I’d get current affairs involved to highlight how these big companies are stepping on the little guys…

 

[figjam]

I commented in another thread that our piece of paradise has not seen anything like what is happening north and south of us.
The 'rain bomb' predicted here just has not happened .......... yesterday BOM predicted 100% chance of over 100mm ......... reality 4mm.
And if we are going to be personally affected by biblical rain and flood, they are going to have to redraw the map of the east cost.

My sympathies are with those affected, having lived in Richmond and Windsor during flood times and seeing what used to happen during '68 > '72.

............ and please use common sense ................ don't drive your valuable Holdens into flooded roads or crossings.

This is just an example of stupidity........

 

[mpower]

I commented in another thread that our piece of paradise has not seen anything like what is happening north and south of us.
The 'rain bomb' predicted here just has not happened .......... yesterday BOM predicted 100% chance of over 100mm ......... reality 4mm.
And if we are going to be personally affected by biblical rain and flood, they are going to have to redraw the map of the east cost.

My sympathies are with those affected, having lived in Richmond and Windsor during flood times and seeing what used to happen during '68 > '72.

............ and please use common sense ................ don't drive your valuable Holdens into flooded roads or crossings.

This is just an example of stupidity........

pictured, every hero in a 4WD, they buy a little too heavily into the marketing methinks.

The real kicker though is that their flood cover on their car insurance didn’t take effect until 72 hours after they started the policy so now they will have to pay for a brand new car for the next 5 years that they don’t have because its now only good for scrap metal.

if this was me i'd be disputing this, seems like a hidden clause trick/scam by the insurer.

 

[48-215]

Flood water is too wide a term to be useful. If its moving fast... or deep you avoid it. But 4WDing we drive through rivers ffs (yeah yeah not in flood. But they arent dry riverbeds either). A bridge or causeway is best avoided, you have no idea what damage is done or how fast the water was moving an hour or two ago so even if it looks navigable now, there may be no road surface under it. If you cant see it, assume its not there. But sitting water I drive through every year. Theres an intersection in Kawana, Main Drv and Kawana Way, it flooded pretty good this year (well over a foot deep and its a decent sized roundabout)... cars stuck in it everywhere.

I got through it fine... you dont hammer through like that picture though, other cars have to cope with your wash, thats just inconsiderate. And at times, wash is why an ordinary car fails to make it through. Although it looks to me like they may have not seen the water sitting until too late. I recall being passed by a Patrol decades ago up the hill into Nambour, he must have been doing 130... at the time the speed limit was still 100 up there, my Mrs who grew up there said hes going to crash... and sure enough he hit one of the many rivers of runoff that cross that road when its heavy and the 4WD pulled hard to the right, hit the concrete centre barrier hard enough it lifted the front and tossed it back out in the lane. He was pulled up at the Shell at the top when we passed him... was a fairly new car at the time, bullbar sat considerably too high and a lot too far back.

Were just put out by the floods, no water issues. No bread for days, slim pickings for milk as no deliveries were gettign through. One of my brothers has a couple of houses on the river in Casino NSW, they got pretty hammered. One flooded that had never flooded and its 100ish year old.

 

[keith reed]

There was a person on nine news who had his houses flooded. They asked if he was insured. He said no he wasn't because he couldn't afford the $25,000 a year insurance. I'm sure he is not the only one in this situation. Some people in the Ipswich suburb of Goodna still haven't been paid out from the 2011 floods.

If these floods for what ever reason become a more regular thing then whole suburbs and towns like Gympie are going to become uninhabitable.

For those who have rental properties having to charge $480 a week before paying off the mortguage or rates is going to price these places off the market. The houses that they have been showing are only ordinary working class homes.

 

[vc commodore]

There was a person on nine news who had his houses flooded. They asked if he was insured. He said no he wasn't because he couldn't afford the $25,000 a year insurance. I'm sure he is not the only one in this situation. Some people in the Ipswich suburb of Goodna still haven't been paid out from the 2011 floods.

If these floods for what ever reason become a more regular thing then whole suburbs and towns like Gympie are going to become uninhabitable.

For those who have rental properties having to charge $480 a week before paying off the mortguage or rates is going to price these places off the market. The houses that they have been showing are only ordinary working class homes.

I am very surprised Gympie still has residences...As soon as they get a sniff of rain, it floods....Has for many many years, yet people insist on living there in the flood plains....

 

[48-215]

There was a person on nine news who had his houses flooded. They asked if he was insured. He said no he wasn't because he couldn't afford the $25,000 a year insurance. I'm sure he is not the only one in this situation. Some people in the Ipswich suburb of Goodna still haven't been paid out from the 2011 floods.

If these floods for what ever reason become a more regular thing then whole suburbs and towns like Gympie are going to become uninhabitable.

For those who have rental properties having to charge $480 a week before paying off the mortguage or rates is going to price these places off the market. The houses that they have been showing are only ordinary working class homes.

Because its cheap land... if you can afford it, you buy on a hill. Then floods have a tendency at least in the past to be forgotten.. so prices rise... and then oh my... who knew it floods. Again... Nambour and Gympie have markers as does Lismore for the 74 floods, but its been up in the second floor of much of the main street of Gympie more often than that. Ive witnessed it . Not to mention I think 1959 was another bad year for Gympie, and Im betting Northern NSW.

I saw people on the news in Lismore suggesting government needs to pay to move Lismore up to Goonellabah. Its a suburb of Lismore up the hill. If I lived in Goonellabah, thats the last thing Id want. Start out with a nice view, town is down there if I need it but I dont have to deal with its foibles, only to be built in by a new town. You dont build business premises on prime real estate... its why town is often in the zone impacted by the worst of the floods. It was cheap... Just time forgets and the purpose of town changes. Gympie and Lismore were established at a time where you couldnt run a small business and expect to make millions. You just didnt make that much money, rents needed to be cheaper to make it work. Times changed, town stayed put.

The problem is councils let them build there. But imagine the outcry if they stopped them?

I am very surprised Gympie still has residences...As soon as they get a sniff of rain, it floods....Has for many many years, yet people insist on living there in the flood plains....

Gympie township floods because its in a bowl, you drive downhill no matter how you get into it. At times it floods more than once a year. Ive seen it flood, then in under two weeks, flood again then nothing for a few years, or it can flood year on year. The farms around it usually the house is high enough on a hill (its undulating country), or built on stilts. Then someone encloses the bottom for everyday use.

But as above, sooner or later demand pushes estates or homes into dodgey areas... and council approve the buildings.

 

[Derekthetree]

Wow..