Nah, you're plenty clever, text is a pain to convey
Like below, the black line is like the two halves, signal in left, signal out right. On the right, whether there's a signal in or not, there's a circuit. Separate channels, switched on the same board. It's parallel, so you don't need all the right side contacts to be made, you could hook up one speaker and it would work. Where I've circled red you've got a bridge to your sub, drops the ohms and increases the watts. Imagine one speaker with a positive from one pair and one negative from the other pair
View attachment 239572
First and foremost the polarity of the outputs on the right need to match the inputs of the speaker, positive and negative or you'll get phase cancellation. Secondly if you want to isolation test, you need to do it at the amp output (red circle) or on the sub itself. Removing the RCA won't necessarily have the desired affect
Clear as mud?